Buy Your Dream Home with Just 2.20% Upfront.
A loan for your deposit may be the answer. Borrow the whole deposit, skip Lender's Mortgage Insurance, and get into your home sooner — apply in minutes.
Check Your OptionsJust 2.20% Upfront
Buy your dream home with as little as 2.20% of the purchase price upfront. Get pre-approved for a deposit loan and your mortgage together.
Borrow the Whole Deposit
A deposit loan lets you borrow 100% of the deposit you need. No more waiting years to save — get into the market now.
No Lender's Mortgage Insurance
Avoid costly LMI with our deposit loan structure. That's potentially tens of thousands saved compared to traditional low deposit loans.
Apply in Minutes
Our streamlined process means you can apply in minutes, get pre-approved for a deposit loan, then get pre-approved for your mortgage.
No Early Exit or Repayment Fees
Flexible terms with no early exit fees and no repayment penalties. Pay off your deposit loan faster without being penalised.
First Home Guarantee
Access government-backed schemes that let you buy with as little as 5% deposit — with no LMI. We'll help you access FHBG and RHB.
Grant Assistance
We'll help you access the First Home Owner Grant and other state-based incentives to boost your deposit and reduce upfront costs.
Borrowing Power Check
Free borrowing capacity assessment so you know exactly what you can afford before you start looking.
Why Choose MoneyLease?
- Buy your dream home with just 2.20% upfront
- Borrow the whole deposit — no need to wait years to save
- No Lender's Mortgage Insurance (LMI)
- No early exit or repayment fees
- Apply in minutes — fast, simple process
- Get pre-approved for a deposit loan and your mortgage together
- Access to government guarantee schemes (FHBG, RHB)
- Family guarantee structuring to maximise your borrowing power
- Expert guidance on grants, concessions, and stamp duty savings
- Subject to eligibility and assessment — lending criteria, fees and charges may apply
Your first home doesn't have to wait. With the right strategy and the right lender, you can get there sooner than you think.
Ready to Get Started?
Apply online in minutes or chat with Chris to find the right solution for your needs.