Disclaimer

This website is operated by Moneylease Home Loans Pty Ltd (ABN 66 681 379 886). Chris Napier is a Credit Representative (Number 565546) of Finsure Pty Ltd (Australian Credit Licence Number 384704).

MoneyLease provides credit assistance and acts as an intermediary between you and potential lenders. We do not lend money directly. All credit products are provided by third-party lenders and are subject to those lenders' terms, conditions, fees, and approval criteria.

The information contained on this website is provided for general informational purposes only. It does not constitute financial advice, credit advice, tax advice, legal advice, or a recommendation to take any particular course of action.

The content on this website — including blog articles, guides, calculators, interest rate references, and service descriptions — is intended to provide general guidance and should not be relied upon as a substitute for professional advice tailored to your individual circumstances.

Before making any financial decisions, you should consider your own objectives, financial situation, and needs, and seek independent professional advice where appropriate.

Any information provided on this website regarding loan products, interest rates, repayment amounts, or borrowing capacity is indicative only and subject to change without notice.

MoneyLease does not guarantee that any loan application will be approved, nor do we guarantee any particular interest rate, loan amount, or terms. All credit applications are subject to the individual lender's assessment criteria, credit policies, and approval processes.

Pre-approval and conditional approval do not guarantee final loan approval. Additional conditions may apply and circumstances may change between pre-approval and settlement.

Interest rates, comparison rates, fees, charges, and product features mentioned on this website are subject to change at any time and may differ from those available at the time of your application. Rates displayed are indicative only and may not be available to all applicants.

Comparison rates are based on a secured loan amount of $150,000 over a term of 25 years, unless otherwise stated. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.

Government grants, schemes, and incentives referenced on this website (including but not limited to the First Home Owner Grant, First Home Guarantee, and Help to Buy) are subject to eligibility criteria, government policy changes, and availability. We recommend confirming current scheme details directly with the relevant government authority.

This website may contain links to external websites, references to third-party products or services, or content sourced from third parties. MoneyLease does not endorse, guarantee, or assume responsibility for the accuracy or reliability of any third-party content.

We are not liable for any loss or damage that may arise from your use of, or reliance on, any third-party content or external websites linked from this site.

To the fullest extent permitted by law, Moneylease Home Loans Pty Ltd, its directors, employees, and agents disclaim all liability for any loss, damage, cost, or expense (whether direct, indirect, consequential, or otherwise) arising from or in connection with:

• Your use of, or reliance on, any information on this website.
• Any errors, omissions, or inaccuracies in the content of this website.
• Any interruption or cessation of access to this website.
• Any decision made or action taken based on information provided on this website.

Nothing in this disclaimer excludes, restricts, or modifies any consumer rights under the Australian Consumer Law (Schedule 2 of the Competition and Consumer Act 2010) or any other applicable legislation that cannot be excluded by agreement.

If you have any questions about this disclaimer or the information on this website, please contact us: