One Simple Payment. Thousands Saved.
Struggling with multiple debts? We combine your credit cards, personal loans, and car finance into one lower-rate payment — reducing stress and saving you money every month.
Get a Free Debt AssessmentCredit Card Consolidation
Slash high credit card interest rates (often 20%+) by rolling balances into a single, lower-rate loan. Stop paying minimums that barely touch the principal.
Personal Loan Rollup
Combine multiple personal loans into one manageable repayment. One direct debit, one due date, one interest rate — simplicity that saves.
Lower Interest Rates
We access rates across 50+ lenders to find consolidation options significantly below what you're currently paying. The average Australian saves thousands.
Savings Calculator
We'll show you exactly how much you'll save — in black and white — before you commit. No surprises, no hidden fees, full transparency.
Fast Approval Process
Many consolidation loans can be approved within 24–48 hours. We handle the paperwork, lender negotiations, and settlement — you just sign.
Protect Your Credit Score
Missed payments damage your credit score. Consolidating before you fall behind keeps your credit history clean and your options open.
Reduce Monthly Outgoings
By extending the term or securing a lower rate, your monthly payment drops — freeing up cash for what matters: rent, groceries, your family.
Free Debt Assessment
Not sure if consolidation is right for you? We'll review your complete debt picture at no cost and give you honest advice — even if the answer is to stay put.
Why Choose MoneyLease?
- Over 51% of Australians seeking personal loans use them for debt consolidation — you're not alone
- Average consolidation loan: $17,407 — we handle loans from $5,000 to $500,000+
- Access to 50+ lenders means we find the lowest rate for YOUR situation
- One simple repayment replaces multiple bills, due dates, and interest rates
- Broker fee typically included at settlement — no out-of-pocket expense
- Consolidate credit cards, personal loans, car finance, buy-now-pay-later, and more
- We can often include your car loan or other secured debts in the consolidation
- Ongoing support — we check in to make sure your new arrangement is working
Debt stress affects 1 in 3 Australians. The first step to financial freedom is getting expert help — not another credit card. Let us show you a better way.
Ready to Get Started?
Apply online in minutes or chat with Chris to find the right solution for your needs.